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Joined 1 year ago
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Cake day: June 5th, 2023

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  • If you don’t have an emergency fund, I would put some or all of it into something like a money market account. It won’t grow very much, but it’s safe and is quick and easy to withdraw when needed.

    Otherwise depends on your age and situation, but an index fund (S&P 500) is almost always the right choice. It’s flexible, doesn’t usually lock you in, and will generally do very well in the mid-to-long term. If we hit a recession you might get stuck holding the shares for several months to a few years. The last thing you want to do is panic sell in that situation.

    If you have any debt, paying that down is a very smart move, especially if the debt is charging more interest than your investment can earn. Future you will thank you.







  • Space itself is 3-dimensional (or 4-d if you include time…and even higher dimensional orders if you want to get into deeper theories).

    The reason almost all solar systems (including our own) are relatively flat, or disk-shaped, is because of the way solar systems are formed. Solar systems start as large clouds of gas and dust which coalesce into orbiting objects. The gas, dust, and objects “flatten out” as they spin around the central star because of the physics (conservation of angular momentum).

    So even though the planets, asteroids, etc, in our solar system are all mostly moving along a relatively flat plane, the surrounding space is not 2-dimensional. Our planets also vary in how flat their orbits are. For example, Mercury’s orbit has a tilt of about 7 degrees from flat.