Old school Runescape

2016 - 40% of mortgage borrowers are not paying their debt down. Those that are paying principal are doing so at a rate it would take 100 years https://www.swedennews.net/news/225058369/sweden-facing-possible-property-bubble-warns-imf

2014 - Sweden to limit max mortgage to 105 years after average repayment is 140 https://www.telegraph.co.uk/money/property/mortgages/sweden-cuts-maximum-mortgage-term-to-105-years-the-average-is-14/

2024 - Countrys household debt to income reaches 180% (down from 199% in 2022) https://www.nordea.com/en/news/household-debt-burden-on-the-decline-in-sweden

I’m not sure if people are suggesting that oil itself is a magical solution or if they’re suggesting that having exclusive access to an extremely profitable resource (oil) enables a country with a tiny population to make socialism work.

I have a strange feeling that if oil became worthless Norway would quickly stop doing socialism well

Sweden is fairly unique as it’s economy wasn’t destroyed by WWII, and it’s stance on banking, foreign exports, and foreign ownership has enabled it to make massive profits. But the economy is seriously struggling today. The average home loan takes 100 years to pay off.

Finland economy replaces oil with timber and an extremely educated population. Both of which are not sustaining the model well as the country is in recession. The timber industry isnt producing sustainable profits like it used to. The debt-to-GDP ratio is extremely high. The highly educated population is leaving and people don’t typically immigrate to Finland.

So arguably the model isn’t working anymore, without something like oil to fall back on.

A known side effect of Ibuprofen (and most NSAIDs) is sweating, so the faster release tabs that aren’t in your system as long and thus clear out faster, dont have that aide effect… maybe

Signal does not. https://signal.org/bigbrother/santa-clara-county/

Tl;dr: Signal gave the court timestamps for three out of nine phone numbers that the court demanded data on. The timestamps were the dates three phone numbers last registered their accounts with Signal. That’s it. That is all the data there was to give.

This is why I use Signal. This is why I donate monthly to Signal.

Read closer- they are not removing grandfathered rates for 1 and 6 month packages that do not let membership lapse for more than 14 days.

There’s grandfather rates plus bulk discounts!

…? Did you even look at the picture? That’s 60-70%+ of the brands in any major retailer. It a bit of an oversight to suggest that poor decision making is leading to buying from these shit companies. You have to actually go out of your way to NOT buy one of these brands.

However, who replaces the aging workforce? Who pays for social security? Back in the 60s, it was a ratio of 6 workers per 1 retired. Now, it’s 3:1. Soon, it’ll be 2:1. That’s bad. Very bad.

A smaller working population and a large inactive population create huge labour shortages which must be filled by migrant labour which creates additional problems.

One solution is enabling people to work for longer but this is challenging. Do we push the retirement age to 75? What about the declining health and abilities of ther population.

People are having children much later than normal. Births under the age of 20 have dropped 90% in the last 10 years. We are aging faster than we are replacing.

There is naturally carbonated water, so…

Probably 80% of America can? Yeah, it’ll take 5+ years to accomplish, but it’s not unattainable.

Most people don’t accomplish 6 months emergency fund in 1 year, no. It’s a marathon, not a sprint.

Then you save 6 months expenses.

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This was me once. Right before class ended. Too late to call my parents so they shoved me on a bus… not a good ride. Backpack had to be replaced

Repetitive yes, but that’s the point of Rote memorization. Duolingo should be a tool in the toolkit but not the only one.

Well, yes, but they serve drastically different markets, and the ownership structure is different. Ryobi is for the home owner that occasionally uses tools, and is licensed by a Japanese company to allow TTI to produce the brand. Milwaukee is for heavy daily use, and is wholly owned by TTI.

What a horrible take - you clearly haven’t traveled much, abroad or even in your own country. Diversity and culture is more than architecture. Do you believe that Toronto is similar to Ontario? There’s definitely a percieved lack of “culture” in America but to believe it’s ubiquitous is just hilarious