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Joined 1 year ago
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Cake day: June 12th, 2023

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  • At least in America often the top-tier phones will get the best deals. An example is various carriers a few times a year will give you a new iPhone or Galaxy for free or low cost if you trade in an iPhone or Galaxy (often running promos even taking outdated and broken handsets Example Verizon iPhone 15 Pro deal). Very often budget handsets get little to no subsidy and worse trade-in deals. How many people facing the option of trading in a broken phone for a free high end model, or getting enough trade in value to buy a cheaper basic handset, would not choose and iPhone Pro Max.


  • The real truth of what happens is substantially more complicated due to America being made of 50 states. The medical debt numbers are highly debatable (Related Snopes) and do not account for Regional differences. In some states such as New York there are catchalls/emergency funding so that usually anyone making below low six figures can get their bills paid. Other states make collections difficult such as New Jersey not allowing reporting to credit agencies, making ignoring a debt kind of a non-issue. Then there are states such as Florida that require the barest of insurance to keep rates low and provide no patient protections, so when an accident does occur out of pocket costs can be huge as your insurance covers nothing. In all these events the Hospital assumes that big pocket insurance is paying first so they break out the expensive menu, when they realize they can’t get blood from a stone they are grateful if you cover their wholesale price.