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Joined 1 year ago
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Cake day: June 15th, 2023

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  • Tree nested communication is much more superior than traditional thread based communication

    Heavily depends, IMO.

    Nested threads are great temporary discussion of a specific story or idea. They’re absolutely miserable for long-running discussions. New posts get lost in the tree and information ends up scattered across multiple threads as a result.

    It’s also been my personal experience that the nested threads format just doesn’t seem to build communities in the same way forums did. I have real-life friendships that were made on forums decades ago and I never had that experience with reddit despite being a very early user.

    I don’t think that’s entirely due to the ephemeral format, but I do think it plays a part in it. A deep thread between two people on Reddit might last a few hours and a dozen replies before it falls off the page. On forums threads running months or years were pretty common, and that kind of engagement with the same people certainly changes how your relationships develop with them.


  • 80%+ of severe injury and death on a bicycle is caused by motor vehicles, or complications of motor vehicle involvement.

    Which would mean ~1 in 5 have absolutely nothing to do with a motor vehicle. That’s significant.

    There is considerable evidence that everyone wearing a helmet in a car would save vastly more lives and prevent severe head injury

    Then that should be an easy [citation needed] for you because my searches are coming up blank for actual studies. Lots of assertions of it, but I’m not finding anything in terms of actual data.

    It’s very easy, on the other hand, to find comprehensive meta analyses on the efficacy of helmet use.

    It’s also worth noting that the introduction makes a point of calling out another common online assertion that you repeated – that helmets make people engage in more risk-taking behavior – as false:

    There has already been an extensive peer-reviewed literature review conducted by Esmaeilikia et al.5, which found little to no support for increased risk-taking when cyclists use helmets and if anything, they cycled with more caution.

    I don’t feel those people should be called stupid for their choice.

    I don’t think they’re stupid. I think they’re bad at risk analysis. That’s a pretty inherent feature of humans. It’s the reason I want to see actual data.


  • A helmet is only needed if you intend to spend significant time in traffic.

    The worst wreck I’ve ever had on a bike was without a single car in sight. Pinch flat while carrying speed through a steep downhill curve. I split an expensive MIPS helmet in two and still hit hard enough that I had a minor concussion, road rash up one side of my body, and cracked the face of a week old watch just to pour salt in the (metaphorical) wound. I mostly landed on my head and that helmet is the reason I didn’t have drastically more severe head injuries.

    Helmets aren’t just for traffic.



  • In a vacuum, sure, but it also completely tracks with Sam Altman’s behavior outside of OpenAI.

    Employees at previous companies he’s run had expressed very similar concerns about Altman acting in dishonest and manipulative ways. At his most high profile gig before OpenAi, Paul Graham flew from London to San Francisco to personally (and quietly) fire him from Y Combinator because Altman had gone off the reservation there too. The guy has a track record of doing exactly the kind of thing Toner is claiming.

    What we know publicly strongly suggests Altman is a serial manipulator. I’m inclined to believe Toner on the basis that it fits with what we otherwise know about the man. From what I can tell, the board wasn’t wrong; they lost because Altman’s core skill is being a power broker and he went nuclear when the board tried to do their job.





  • It’s why I’ve avoided anything smarthome tied to any particular vendor.

    My endpoint devices are almost entirely Zwave or Zigbee/Matter based. I started out with a SmartThings hub but migrated it all to Home Assistant last year. HA has honestly had easier integrations than SmartThings did and supports almost anything under the sun.

    I don’t have to worry about suddenly losing control of my devices and the only ‘subscription’ associated with it all is $15/year for a domain name to make setting up remote access easier. This approach requires a little more research, but it opens up the ability to mix and match devices however you’d like. Absolutely zero regrets.


  • Free Stars is being made by the original creators of the series, Paul Reiche and Fred Ford. They had nothing to do with SC3 or Origins.

    The reason why it’s not using the Star Control name is because the IP ownership around the whole thing is messy. The short version is that Paul and Fred owned the rights to the universe, but Atari owned the rights to the Star Control name.

    When Atari went bankrupt, Stardock bought the name. They thought they’d bough the universe. This resulted in Stardock spending the next couple of years trying trying to use the courts to bully Paul and Fred into turning over the rights to them and generally being dickheads.

    This finally ended in a settlement and work on Free Stars has been happening quietly for the last couple of years.








  • I had a few years of young and dumb followed by struggling through the great recession that pretty well wrecked my credit early on.

    I then went through a few years while rebuilding where I really dug into learning how the credit system works and gaming it to my advantage. It was literally a case of getting entertainment out of “number goes up.” I got bored with it once my available lines of credit hit a couple multiples of my annual income, but the end result was having a basically perfect credit score.

    It ultimately paid off when it came time to buy a car and get a mortgage. Basically had immediate access to the absolute best rates available and approvals have always gone super smooth.

    The flip side of that is my SO who never went through the young and dumb stage and hadn’t needed to rebuild credit, but had a similar “fuck credit” attitude as the OP so they’d never had credit in the first place. The fortunate thing there is we were able to jump start their credit history by adding them as an authorized user on one of my older accounts with a high line of credit – this gave a massive boost to both average account age and available credit and pretty much instantly brought their score up from the 5-600s to low 700s. Add in a few more deliberate things like financing a car instead of paying cash and now they’ve got enough of a credit profile built up that it’ll be okay if anything ever happens to me.

    Obviously, that requires a lot of trust, but it’s good info for relationships where one partner has established credit and the other doesn’t.


  • For myself, I simply dislike the usury present in the debt market for consumers and have decided not to engage with it.

    You’re engaged with it whether you like it or not.

    Credit cards are a reality of the modern economy. There are costs associated with every credit card transaction and, due to the ubiquity of credit cards, those costs are priced in to nearly every single purchase you make. Because most merchants charge the same price regardless of payment type, this effectively means that your cash purchases are subsidizing my purchases made with a rewards credit card that has its balance paid off each month by a couple of percent.

    You can choose to opt out, but that doesn’t mean you’re not playing the game either way.


  • I request a credit increase every time I get a raise or every 6 months, whichever happens first. Why get credit I dont need? In case I ever do need it, but more important is that debt ratio. That is what gets you good loan rates. Do it before you need it, and you will be set.

    There’s also a feedback loop here – once the credit limit increase hits your report, other creditors see it and are more likely to extend increased limits to you. I went through a few years where AmEx and Discover both seemed intent on being my highest limit card and would preemptively offer CLIs after the other one had.

    And to expound on your point re: credit utilization ratios - this is another area where having higher limits than you need helps. Your percentage utilized of available credit has a huge impact on your overall score. Having a higher limit means that if you need to carry a balance due to an emergency spend, it’ll have less impact on your score.

    e.g., you have an emergency expense of $700 with a line of credit of $1000. Your utilization is now at 70%. This will have a negative impact on your score pretty quickly.

    Take the same $700 spend and apply it to a $5000 line of credit and you’re only at 14% utilization. That’ll still have an impact but much less than anything over ~30% utilization.

    Even beyond emergencies, if you use a credit card to pay fixed bills each month and then immediately pay them off, you’ll occasionally have months where the payment credits after your statement date and hits your credit report – same deal there. It looks much better on your report if that balance is a fraction of your available credit than if it takes up a large chunk of it.