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Joined 1 year ago
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Cake day: June 30th, 2023

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  • I don’t understand why people like Facebook marketplace. It’s so transparently a way for them to just gather more shopping habits data on you, and it’s too easy for scammers to use. They act like having an account somehow makes it harder to scam.

    I would much rather support the website run by a skeleton crew that has no unnecessary features than get a few bucks more on FB marketplace. If I’m selling something that I’ve used, it’s cause I want to get rid of it, anyway.




  • You essentially gamble a little bit. Most people get insurance through work (or they are part of a family plan). Generally, you’ll have a few plans to choose from. If you are older, or have recurring issues, you might pick a plan that’s a little more expensive, but covers more costs. If you are young and healthy, you might pick a cheap plan, essentially betting that you won’t really need healthcare other than your yearly checkup and some vaccines.

    The biggest thing with healthcare in the US is that it’s very complex. Even if you have insurance that should cover something, it can be hard to find a doctor that’s part of your insurance, so people often put off going to the doctor, which is part of the reason why costs are high. Teeth and eyes have separate insurance cause they are optional, apparently.

    You basically have “premiums” that are your monthly payment. If you get your insurance through work, they cover a percentage of that; generally a pretty hefty amount of it. They usually don’t outright tell you what percentage, though, so many people think insurance is cheap, and get a rude awakening when they lose a job, and suddenly can’t afford $1000 a month when they used to be paying $100. Those premiums are taken out of your paycheck pre-tax, too, which gives you even more of a benefit if you have a job.

    Depending on the “style” of the plans, they cover things differently. They all (I think) cover “preventative care” completely, which includes your yearly checkup, vaccines, and birth control for women. After that, some plans have “co-pays”, which are set costs for a few things, like $25 for a normal doctors visit, $50 for a specialist, $100 for an emergency room visit. Some just cover a percentage of those costs, and some don’t pay anything until you hit a limit (the deductible). Finally, there’s an “out of pocket” limit. That’s most you’ll have to pay in a year, after which point the insurance covers everything.

    All together, I pay less than $1000 a year for healthcare, but if I got really sick, and needed a bunch of expensive healthcare, I would quickly hit my out of pocket maximum, which I think is like $6,000. I could cover that, but many people cannot cover an expense like that on short notice.

    The number on bills is very misleading. The hospitals know that insurance will negotiate down, so they start high, and then after the negotiations, insurance will pay some or all of the remainder. If you don’t have insurance, you typically don’t pay that whole number on the bill, either, cause the hospitals recognize that they dont have to adjust it up for the negotiation. You can still negotiate on your own, though.


  • The problem I have with that is the same problem I have with the way people talk about most colonizer-colonizee(?) relationships. In many cases, you don’t have the big bad powerful people going in and doing violence against natives. The powerful sit at home, and force their local poor into a position where they have to do violence in order to survive. Yeah, you had your Christopher Columbus types, but they weren’t/aren’t the majority.

    Odds are, those loggers are members of another local tribe, who have been economically forced into illegal logging. Logging is super dangerous, and there’s no way that the people actually responsible, who are the ones making real money off of it, are out there with chainsaws.

    Tl;dr, they need glocks and bus tickets








  • I haven’t watched the video yet, but vernacular architecture back in the day commonly set shading elements like awnings at the right height/angle such that during midday in the winter, sunlight would still directly go through windows and hit interior floors and walls. During summer, the angle of the sun would be high enough that direct sunlight could not reach windows.

    You can get pretty far with just those passive designs. There are tools to help you find the dimensions you’d need based on where you live without having to do any calculations yourself.








  • They need to do better at wording the titles of articles like this. It should read something like “34 dead after drinking tainted/poisoned liquor”. Contrary to popular belief, brewing does not produce enough methanol to be toxic, and distilling does not concentrate it relative to the ethanol to a point where moonshine could be toxic. Media likes to portray like you have to be careful not to produce methanol, when really, you would have to intentionally make it. Here’s a good writeup about it.

    Methanol toxicity only really occurs when people deliberately add methanol to alcohol, either as a deterrent to keep you from drinking it (e.g. hardware store “denatured alcohol”), or to counterfeit real drinking alcohol. I can guarantee you this is a case of someone dumping a bunch of cheap, industrial methanol into watered down real booze to increase profits.