gi1242@lemmy.worldtoAsk Lemmy@lemmy.world•What's a life lesson you learned the hard way that you'd want to share with others to help them avoid the same mistake?
20·
1 month agocheck where your retirement and savings are invested. buy a low cost index fund (fidelity and vanguard have great ones).
do not invest in any funds that have high fees. (there are plenty of good funds with fees around 0.1%)
I split my savings between:
- total domestic stock index
- total international stock index
- cash/money market/bonds
- a small amount in a sector fund with higher growth potential (e. g. tech) or risky investments
I use syncthing for this purpose all the time. I seemlessly move from my work PC, home PC or laptop. I sync my data directories and most of my config settings. some are different per system (monitors, etc). 10/10 highly recommend