After I graduated college and got my first place on my own, I had my desk set up in the corner of the living room with a long HDMI cable strung around along the baseboards and into the TV. It was clean. It was a Vizio 37" panel from 2011 so it had no smart features. I kept a Logitech keyboard/trackpad combo on the coffee table and that’s essentially how I had a smart TV running full blown Windows 8 Pro in 2013. Tired of desk gaming? I got a DualShock 4 and a Bluetooth adapter so all I had to do was turn the controller on and walk to the couch. Sometimes, switching my sound device did mean saving and restarting my game. Some games handled the Alt + Tab to the Control Panel just fine. I put a Blu Ray drive in my computer too so with some software, I used it as a Blu Ray player.
These days, I have 10 TB on board so I keep my movies stored on my disk, and I stream them over my local network. I’d like to build a proper always on NAS one day, but for now, my gaming PC is also my network share.
When I did it, you could opt out electronically for 5 years, but a lifetime opt out requires you to mail a printed form. I’m guessing the lenders have something to do with that and are banking on most people not having a printer.
Edit: Or having to deal with paying for a stamp and putting something in the mail.
But yes, I love their 90s clip art.